Allah Almighty says: {Indeed, Allah commands you to return trusts to their owners} [Surat al-Nisā’: 58] And He says: {But if you trust one another, then the debtor should fulfill his trust} [Surat al-Baqarah: 283]
1) It is obligatory to render the rights to their owners without delay.
2) Discharging the trust is the predominant characteristic of the Muslim society.
1611/1- Abu Hurayrah (may Allah be pleased with him) reported that the Messenger of Allah (may Allah’s peace and blessings be upon him) said: “Procrastination in repayment of a debt by a rich man is injustice, but when one of you is referred for repayment to a wealthy person, let him be referred.” [Narrated by Al-Bukhāri and Muslim]
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Matl (procrastination): delay; procrastination by a rich person means that he delays fulfilling the rights due upon him.
1) It is prohibited to delay the settlement of a due debt when one can afford repaying it because delaying the payment is injustice.
2) It is obligatory to comply with the Prophet’s command to accept the transfer of a debt to be paid by another person. This is the case when the debtor refers the creditor to another person who will pay him the debt. He says to the creditor: “Take your money from so-and so, for he owes me a sum of money.”
It is recommended that the creditor does not decline the debt transfer, unless there is an impediment, like when the person to whom the debt is transferred is a procrastinator, difficult to deal with or the like. Here he may decline the transfer of debt.